Best Personal Loans in Finland

How it works

The process of finding a loan is easy on Summarum. Just follow the steps below:

1. Use the loan calculator: choose the loan amount and term and get an estimate of the monthly repayment amount.

2. Fill out the loan application form: this takes a few minutes but must be completed in full.

3. Wait for the offers: typically this takes just a few minutes before the first deals arrive.

4. Review the offers: compare the different loans offered to you. These come from different banks and terms are clearly stated.

5. Choose the loan: select the best offer and accept it on the relevant bank's platform. The loan funds will be transferred to your account.

Summarum loan services

Consolidating loans

Any existing loans or credit card debts can be consolidated into a single loan via the Summarum platform. Doing this can decrease your loan expenses. Simply use the Summarum loan calculator to see what can be done.

Loans

This service is where you can find loans for specific things. Car loans can be a cheaper option than a financing agreement. You can use a car loan to purchase a new or used car or even an imported one. Loans are also available for buying a motorcycle or a boat. Summarum also has renovation loans where you can boost the value of your home by doing upgrades.

Credit cards

You can compare credit cards from different banks via Summarum. Simply choose the best one for your needs from over 45 options. These include cards for students and travel.

Corporate finance

Businesses also need loans and help. When a company needs external financing, a business loan is the best way. These can be applied for via Summarum, which also includes options for corporate loans without collateral, start-up loans and more.

Why choose Summarum loan comparisons in 2025?

Summarum is a popular, well-known loan service in Finland. It offers reliable services and caters to thousands of users each month. Not only that, but the company has a long history within the industry as it was founded in 2017 and has been operating since then.

If you're not sure about it, take a look at the reviews. Summarum has a wealth of positive reviews on major review sites. With a high score on TrustPilot, it shows how much customers appreciate the services offered. And, Summarum takes any and all feedback to continue improving.

Summarum also operates alongside more than 30 different banks, partners and loan brokers. This is more than any other lending service. As such, this platform has more opportunities to find competitive loan offers. All Summarum lenders are on the creditor register and operate under the Financial Supervisory Authority.

Flexibility is also key here. Summarum's partners offer a wide range of loans and interest rates, with repayment time frames ranging from 1 to 15 years. This is coupled with versatility as there are multiple loan types to meet different needs. From consumer loans and flexible credit to car and combination loans to cottage loans and mortgages, there's something for everyone.

Other major standout points for this loan service include the easy application process, speed of loan decisions and overall accessibility. The loan offers come quickly on the platform and direct to your email, dramatically improving the user experience. This is coupled with transparency as each loan offer clearly outlines interest rate, repayment term, monthly payment and more. There are no hidden costs making it easy to compare deals.

Finally, using Summarum is free. And, any loan offers provided do not have to be accepted. Added to this, Summarum offers strong customer support ensuring its customers are helped at every step of the way.